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(Published 2006) The purpose of The Credit Road Map is to explain a subject that most people do not fully know or understand.
Many people seem to know something about credit, but few know all the information necessary to control their credit. Author Patrick Ritchie has taught thousands of people about how the credit system works. He has reviewed thousands of credit reports and is able to provide firsthand knowledge about how lenders view credit.
The Credit Road Map is your detailed plan to progress toward high credit scores. In return, high credit scores save time, money and energy.
So what does this book offer you?
For those with average credit:
Some new insight on how you can get your scores higher and stay on the road to financial success.
Gain an understanding of what is keeping you from having exceptional credit.
Learn how to redirect your actions to reap the rewards great credit will give you.
For those with less than desirable credit:
A new way of thinking to get you on the road to financial recovery.
Ways to overcome negatives, deal with charge-offs and collections.
Information that will help you identify the circumstances that have hindered you in the past.
For those with above average credit:
Find out how you got there and more importantly how you can stay there.
Understand the benefits of always trying to make your credit better, even when you have already achieved excellence.
Hear the stories of the most common pitfalls those with great credit face and how to protect yourself.
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